Some parts of your future deserve to never be uncertain.
Stop keeping all your money in one place. Start building security for each part of life.
🏥
Healthcare secured till age 72
🌅
Retirement funded for 28 years
💪
Gym renewed every year, no second thought
Step 1 of 2
Let's set up your first vault
We'll secure this part of your future first. Everything else can be added later.
Your name
What do you want to secure?
Choose an icon
🏥
💪
🌅
🎓
🛡️
✈️
🐾
🏠
Step 2 of 2
What have you already set aside for this?
If you already have some money saved for this goal, record it here. If not, that is completely fine — just leave it at zero.
Vault
Your first vault
Amount already saved (Rs)
This is just to record where you are starting from. You are not sending any money anywhere.
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Good morning
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💰
EMI due this month
Tap to contribute now
Life Security Score
Create your first vault to begin
0
Funded
Rs0
Total saved
0
Vaults
Your vaults
Current targets
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Add money
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Balance: Rs0
Rs0
TAP TO ENTER AMOUNT
Rs500
Rs1K
Rs5K
Rs10K
Rs25K
Contribution confirmed
Your vault is more secure.
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New vault
Vault name
Icon
🏥
💪
🌅
🎓
🛡️
✈️
🐾
🏠
🚗
🌟
What kind of vault is this?
🎯
Simple
I know my target
🏔️
Corpus
Retirement, house, education
🔄
Lifestyle
Gym, travel, pet care
🚨
Emergency
For the unexpected
A vault where you already know the amount you want to reach. No calculator needed.
Category
Healthcare
Lifestyle
Family
Retirement
Emergency
Travel
Dream
Priority
Target amount (Rs)
Target date — optional
Corpus calculator
What's this for?
Years until you'll need this
How many years should it then last?
Expected annual expense at today's prices (Rs)
Include inflation?
Required corpus
Rs0
Lifestyle calculator
How do you think about this cost?
Annual cost at today's prices (Rs)
Gym ~Rs24,000/yr · Grooming ~Rs12,000/yr · Pet care ~Rs24,000/yr
Years you want this funded for
Include inflation?
Required corpus
Rs0
Emergency fund calculator
Your monthly expenses (Rs)
Months you want covered
Most people keep 3 to 12 months of expenses. No inflation needed here — this is meant to be simple.
Emergency fund target
Rs0
Money Strategy
About how long until you'll typically need this money?
Lifestyle vaults are recurring — there's no fixed end date, so instead of a timeline, pick a strategy directly.
Choose a strategy
Because emergencies are unplanned, this money should stay easy to access rather than tied up — a conservative approach usually makes sense here. Investment integration is coming in a future version — Nidhaan does not invest your money today.
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Reports
Life Security Report
Getting started
Create vaults and start contributing to see your report.
Vault summary
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Profile
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Free Plan
Full name—
Age—
City—
Phone—
Retirement age—
Life expectancy—
Full name
Age
City
Phone
Planned retirement age
Life expectancy planning
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Notifications
🔔
No notifications yet
Start contributing to your vaults to see activity here.
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Choose vault
Which vault?
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Insights
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Settings
Account
Export as PDF
Opens a printable report — save as PDF from your browser
›
Back up data
Download all your vault data as a file
›
Restore from backup
Import a previously backed up file
›
App
Version
Nidhaan MVP v1.0
v1.0
Storage
Local device storage only
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Danger zone
Reset app
Clear all data and start fresh
›
Nidhaan — Your life security vault
All data stored locally on your device
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Targets
0
Targets
Rs0
Saved
0
Completed
Current targets
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New target
What are you saving for?
Icon
💻
📱
🎁
✈️
📷
👟
🛒
🎮
🚗
🌟
Target amount (Rs)
Already saved (Rs)
Deadline — optional
Preview
Rs0 of Rs0
0%
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0%
Funded
Rs0
Remaining
SavedRs0
TargetRs0
Still neededRs0
Deadline—
Time remaining—
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Add to target
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Rs0
TAP TO ENTER AMOUNT
Rs500
Rs1K
Rs5K
Rs10K
🏥
Vault secured
Healthcare funded
This part of your future is now permanently secured.
Monthly recap
Rs0
Total secured across all vaults
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Your Life Security Card
Screenshot this card and share it
What is the Life Security Score?
A single number, 0 to 100, that shows how much of your planned future is actually funded right now.
How it's calculated
For every vault that has a target amount, we work out what percentage of that target is funded so far — capped at 100% each. Your score is the average of all those percentages.
Vaults without a target set don't count toward this score — add a target to include a vault. If none of your vaults have targets yet, your score reflects how many vaults you've started funding instead.
Withdraw from this vault?
This vault is meant to stay secured until its goal. Withdrawing now means it is no longer fully protected.
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Are you sure?
Since this is a recurring vault, money here often gets spent sooner than expected. A more aggressive strategy could mean finding this money invested at an inconvenient time.
Delete this vault?
All contributions will be permanently removed.
Reset everything?
All vaults, targets, contributions, and profile data will be permanently deleted. You will return to the welcome screen. This cannot be undone.